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Stable income? Deposit in place? Are you ready for the responsibility? Then it’s the right time. But you’re going to need a mortgage. And it needs to be the right type of mortgage. New Mortgage Solutions can help you find it and set you on your way. We have the knowledge and expertise to always help you find the most suitable mortgage rate The initial consultation is free, so why not get in touch? 

making mortgages easy



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Some forms of Buy to Let Mortgages/Commercial Mortgages are not regulated by the Financial Conduct Authority.

Think carefully about securing other debts against your home or property. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

There may be a fee for mortgage advice. The exact amount may depend on your circumstances.

New Mortgage Solutions Ltd is is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.


The Right Mortgage Ltd, Registered address: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England & Wales. Company No. 08130498. 


With New Mortgage Solutions, you’ve got access to a comprehensive range of mortgages. And as an established broker with 34 years in the sector, we’ve also got exclusive rates that you won’t be able to find on the high street. Unique situation? Are you taking a mortgage out with some friends? Your parents? Whatever the situation, we can come up with a mortgage option that’s ideal for your circumstances.

And don’t worry about the slog either. When it comes to liaising with estate agents and solicitors, we’ll do all that on your behalf, while keeping you up-to-date with the progress. We’ll even organise the building surveyor and assist with the application. It’s a complete solution with one end goal: you and set of sparkling keys for that shiny new home.

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Trust us to take care of everything

You’ll get a mortgage deal that meets your needs, without the headaches or the hours and hours chasing lenders.

Enviable reputation

With a steady 5/5 rating on Facebook, Google and Yell, from over 150 reviews, you’re not working with a rookie.

Expert service and advice

You’ll have over 30 years of sector experience to call upon, a satisfaction guarantee and FCA accountability.

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It all starts with a consultation with our brokers. We ask all the right questions so we can go and find the right deal for your situation. At that same consultation, we’ll also book in a follow-up so we can discuss what we’ve found.

If you’re happy with what we’ve come up with, we’ll then go about securing what is known as a Decision in Principle, or DIP for short. This is just a promise from your chosen lender to give you the mortgage you need as long as the information is accurate and the property value is reasonable.

Now is when the fun part starts because you’re now in a position to make an offer. And you’re on solid ground too because you’ve got that DIP in place. Why is that good? Because it shows that you mean business.

Once you’ve found that perfect house and have made an offer, we’ll then have to send all the relevant details to the lender so they can run the rule over it. Don’t worry – we’ll make sure that application is on point, handle all the toing and froing and that all the relevant documents are kosher. If all is well then the mortgage offer will come through.

Now is when the legal considerations kick in. We can recommend a good conveyancing solicitor to draft up the contracts and sort out the purchase. It’s at this point that you’ll need to sort out buildings insurance too.

The culmination of all that work is this moment: when you exchange contracts, the deposit is paid and the property is yours. Be aware though that this is often the point of no return. If you exchange contracts and then decide to pull out afterwards, you will lose your deposit.

The process

Couldn't have wished to have had anyone else but Mortgage Solutions help me get on the ladder with my first property. They supported me every step of the way and nothing was too much trouble. Truly grateful for Francis and Gregg - would recommend 100%.

Lauren Francis (Google review)

As nervous first time buyers, my husband and I got a lot of advice and confidence from Francis's expertise and sound advice. He was patient, thorough and reliable along the process, and he was always there as a sounding board when we didn't know what the next sensible steps were. We will of course be using their services for our remortgage and have recommended them to friends and family. Thank you ever so much for all your help!

Adina Uritescu (Google review)

Bought my first home with their wonderful help. Incredible personal service that is friendly, transparent and thorough, not to mention that they saved me several magnitudes more than they cost me money-wise, let alone time/energy wise! I also love that I am treated as an appreciated existing client well after the buying process — as such, I've since returned to them for trustworthy advice and reliable insurance products too.

Marisa Montaldi (Google review)

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